Taylor & Taylor Associates, Inc., Taylor & Taylor, Ltd. and/or Taylor & Taylor, LLC. (“the producer”) is an insurance producer committed to protecting the privacy of our customers including all nonpublic personal information acquired in the course of doing business with you.
Taylor & Taylor only collects and discloses nonpublic personal information about you in order to conduct the business of insurance. We will limit this collection and disclosure of nonpublic personal information to what we reasonably believe is needed to administer your insurance account. The collection of nonpublic personal information may be provided by you from one of the following sources:
- Information you share with us directly by means of an insurance application, policy change form, certificate of insurance request form, claim form or other forms that you may complete;
- Information about you which is obtained from your transactions with us, our affiliates, or others;
- Information you provide or which we obtain during the process of handling a claim, including medical information, such as from an accident report; and
- Information about you from a consumer reporting agency.
In the course of administering your account, we may disclose nonpublic personal information about you to the following third parties:
- Financial service providers, such as insurance carriers, insurance agents/brokers;
- Or others, such as claims adjusters.
In the course of administering your account, we may disclose nonpublic personal information about you to the following nonaffiliated third parties:
- Financial service providers, such as insurance carriers, mortgage bankers, insurance agents/brokers, lessors;
- Or others, such as claims adjusters.
We do not disclose any nonpublic personal information about prospective, current or former clients to anyone, except as permitted by law.
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties, you may direct us not to make those disclosures, other than disclosures permitted by law. If you wish to opt out of disclosures to nonaffiliated third parties, you may do so by sending an e-mail to firstname.lastname@example.org.
We restrict access to nonpublic personal information about you to only those employees who need that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.
We do not use ‘cookies’ to gather any personal information and we do not link ‘cookies’ to any identifiable information.
We do not collect user specific information pertaining to the web site pages that consumers access or visit.
PRODUCER COMPENSATION DISCLOSURE
(APPLICABLE IN NEW YORK STATE ONLY)
Taylor & Taylor Associates Inc., Taylor & Taylor, Ltd., and/or Taylor & Taylor, LLC. (“the producer”) are insurance producers licensed by the State of New York. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. The role of the producer in any particular transaction typically involves one or more of these activities.
Compensation will be paid to the producer, based on the insurance contract the producer sells. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects. In some cases, other factors such as the volume of business a producer provides to an insurer or the profitability of insurance contracts a producer provides to an insurer also may affect compensation.
The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and (if applicable) compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by requesting such information from the producer.